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Wells Fargo Reflect Card Review

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0% intro APR for as much as 21 months (on each purchases and stability transfers) — That is the place The Wells Fargo Replicateâ„  Card merely cannot be beat. The cardboard begins with a 0% intro APR on purchases and qualifying stability transfers for 18 months. To make it even higher, you will get an intro APR extension of as much as three months, for a complete of 21 months. All you should do is make on-time minimal funds throughout the intro and extension durations.

It is value noting that the intro APR applies to stability transfers made throughout the first 120 days of opening the account. There’s additionally a stability switch payment of three% ($5 minimal) on transfers made throughout the first 120 days and 5% ($5 minimal) on transfers made after that. These payment quantities are commonplace amongst stability switch bank cards.

No annual payment — The Wells Fargo Replicateâ„  Card is designed that will help you lower your expenses each on bank card curiosity and different charges. Since it is a no annual payment card, you need not pay an annual payment to have it.

Cellphone safety — Once you pay your month-to-month cellphone invoice together with your eligible Wells Fargo bank card, you stand up to $600 of cellphone safety (topic to a $25 deductible). That is a type of underrated bank card perks. You need not pay for cellphone insurance coverage out of pocket, and you’ll nonetheless have the peace of thoughts that your telephone is protected.

Particular provides — By My Wells Fargo Offers, you may earn money again assertion credit on purchasing, eating, and experiences that you simply pay for together with your eligible Wells Fargo card.

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